The Great XRP Fantasy: Ben Armstrong’s $1 Trillion Market Cap Delusion

Oh boy, where do we even begin with Ben Armstrong's recent masterpiece, "XRP $1 Trillion Market Cap (Ripple's Crypto Moon Price Prediction)"? Strap in, because this video feels like someone binge-watched every conspiracy theory documentary and decided to apply it to the crypto world.

Let's start with the audacity of his claim that XRP is the sole infrastructure that will host a "global banking transformation" worth trillions. Really, Ben? Have you met SWIFT, Visa, or even Hedera? There are countless systems that already move liquidity across borders, and newsflash: Ripple has competition—lots of it. To suggest otherwise is either delusion or deceit. Armstrong paints a picture where Ripple is not only the best, but the only option. Reality check: Ripple isn't even the top option for most banks, and let's not forget the infamous legal battle with the SEC that still haunts them.

But wait, it gets better (or worse, depending on your perspective). Armstrong throws out an $11 price prediction for XRP like he's Oprah handing out cars: "You get a moonshot! You get a moonshot!" Except no one’s actually getting one. His argument hinges on Trump returning to office and firing Gary Gensler as SEC chair, magically causing all of Ripple's problems to disappear and XRP to soar. Now, I don’t want to get too political, but placing your crypto investment strategy on whether a specific politician returns to office? That’s next-level lunacy. And the idea that Trump is going to swoop in and fix XRP’s price with a few firings? Bruh, did I miss the part where the U.S. presidency controls the global crypto market?

Now for the pièce de résistance: XRP being adopted by BRICS as a "liquidity solution." So let me get this straight, Ben. BRICS (Brazil, Russia, India, China, and South Africa)—countries actively working to ditch the U.S. dollar—are going to adopt a U.S.-based company’s token as their primary cross-border payment system? That's like breaking up with someone and immediately asking them to handle your finances. Ripple is an American company, and BRICS is literally designed to sidestep U.S. influence. The cognitive dissonance here is wild. XRP underpinning a BRICS pay currency? Please. This is pure fantasy land.

And here's a good one: Ben conveniently "forgets" to mention the elephant in the room—Ripple is sitting on a mountain of 44 billion XRP tokens, just waiting to dump them on the market. That’s right, folks. While you're holding your XRP bags, hoping for this mythical moonshot, Ripple is cashing out billions. But Ben never talks about that, does he? Could it be because Ripple (or someone very close to them) is greasing his palms to keep the hype train rolling? It’s a well-known fact that Ben has charged a lot of money to promote certain projects. So, who’s footing the bill here? Ripple, perhaps?

Let’s not forget that in two years, XRP’s price has gained a whopping one cent. Armstrong’s still out here waving the moon flag like it’s 2017. The math doesn’t add up, and neither do his theories. A trillion-dollar market cap? Please. Ripple is too busy dumping tokens to even get close. And if that wasn’t enough, the constant rumor mill about “insider info” from Ripple execs is just shady. The fact that Armstrong dangles “insider tips” in front of his audience should be a red flag for anyone who still thinks XRP is heading to $22 anytime soon.

At the end of the day, you have to ask yourself: Is Ben Armstrong genuinely convinced of XRP’s future, or is he just selling you snake oil while collecting a fat paycheck? Either way, one thing is clear: The only ones getting rich off XRP are Ripple execs, and maybe—just maybe—Ben Armstrong himself.